To determine which auto loans are the best for consumers with bad credit, CNBC Select analyzed more than a dozen car loan providers, including banks, dealerships and online marketplaces. When ...

New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third quarter of 2025. Your credit score plays a significant role in determining ...

PenFed offers low rates, but qualifying can be difficult ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

Only 1.76% of Americans have a perfect credit score. Here's why you don't need one, and what matters more for your financial ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

In 2026, a strong credit score can offer lower interest rates, easier loan approvals, cheaper insurance & better housing options as high prices and rates persist.

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use different credit scoring models from credit bureaus like Experian, FICO and Dun ...