Here are financial experts' tips and alternative strategies for getting long-term care insurance in your 70s.

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Seniors are living longer than they did in the past, and if you reach advanced age, there's a good chance you'll need long-term care. The U.S. Health and Human Services Department estimates that 69% ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

The new rule will let you take up to $2,600 yearly from your 401(k) to pay for qualified long-term care insurance premiums without paying a 10% early withdrawal penalty if you're under age 59½. The ...

None of us wants to think we'll need long-term care when we get older, but the odds are roughly even that we will. Which is ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

We have a really serious problem, and it’s one the legislature hasn’t done a particularly robust job at addressing, because it involves some really, really tough decisions,” Rep. Mitch Bolinsky ...