Using annuities alongside the 4% rule can increase retirement income by as much as 23%.

The best retirement withdrawal method depends on what’s most important to you. That’s one of the conclusions from our recent ...

Key Points Lowering taxes in retirement could boil down to the right strategies. Choose tax-efficient investments and be ...

One of the most common and emotionally loaded questions retirees ask is how long will my money last in retirement. It’s a ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.

In our recent annual study on safe withdrawal rates, my colleagues Tao Guo, Jason Kephart, Christine Benz, and I looked into a variety of strategies that retirees can use to manage portfolio ...

One of the more underrated retirement strategies you can consider today is the Health Savings Account. Essentially, a tax-advantaged savings account that can help you pay for medical expenses like ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

Market swings have added pressure with about half of recent retirees noting that volatility has prompted them to make changes to their portfolios, a higher share than among those who retired earlier.

Learn how to reach $100K retirement income with tax planning, portfolio income (no payroll taxes), and smart ...