The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …

The Federal Deposit Insurance Corporation (FDIC) answers questions about federal deposit insurance coverage, and handles complaints and inquiries about FDIC-insured state banks which are not …

3 days ago · In 2026, FDIC insurance covers up to $250,000 per ownership category at each insured bank. This coverage extends to both principal and accrued interest while the account balance …

Dec 12, 2025 · What is FDIC insurance? FDIC insurance is the guarantee that your money, up to the established guidelines, is protected and will be returned to you should your bank fail.

The OIG mission is to deliver credible results that drive meaningful change, enhance integrity and accountability, and maintain public trust in the FDIC.

Jan 18, 2025 · Here's what experts say about the possible closure of the Federal Deposit Insurance Corporation or the Consumer Financial Protection Bureau.